TERMS OF SERVICE

Thank you for your interest in Practical Counsel Advisors LLC (the “Company,” “we,” “us,” or “our”). Below are the Terms of Service for use of the Company’s website at www.practicalcounseladvisors.com, including our blog (“Site”). This is an agreement that details how you may use this Site and the Company’s services accessed via the Site (“Services”). 

The Company owns this Site, and your use of it is conditional on your acceptance of these Terms of Service. BY USE OF THIS SITE OR THE SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE, UNDERSTAND THEM, AND WILL BE BOUND BY THEM. IF YOU DO NOT AGREE TO BE BOUND BY THESE TERMS OF SERVICE IN THEIR ENTIRETY, YOU MAY NOT ACCESS OR USE THIS SITE.

You should review these Terms of Service and our Privacy Statement each time you visit this Site, as we may update it from time to time without notice to you. We reserve the right to change or amend the Terms of Service, in whole or in part, at any time. Your continued use of this Site will be deemed an agreement to any amended Terms of Service.

If you have questions regarding these Terms of Service or our Site practices, please contact us.

PRIVACY STATEMENT

The Company respects the privacy of users of the Site. Please refer to the Company’s Privacy Statement found on this Site which explains how we collect, use, and disclose information that pertains to your privacy. When you access or use this Site, you signify your agreement to the Privacy Statement as well as these Terms of Service.

ABOUT THE SITE

The Site allows you to read, research, and refer to this Site for informational purposes. The information and materials posted on this Site may contain errors, omissions, or typographical errors or be out of date. The Company may change, delete, or update any posted information or materials at any time and without prior notice. The information and materials posted on this Site are provided for informational purposes only and are not binding on the Company in any way except as otherwise specifically indicated. There is no guarantee you will profit using any of the materials provided on this Site or that your business will increase. 

USE RESTRICTIONS

This site is not directed to anyone under the age of 16 years old or anyone who is not a resident of the United States. If you are under 16 years old you must first seek parental or guardian permission to visit and register for use of this Site. If you are located outside of the United States, you are responsible for compliance with all local laws. You agree that you will not access or use the content on this Site in any country or in any manner prohibited by applicable laws, rules or regulations.

By using the Site, you agree that you will not, under any circumstances:

  1. Collect or use any personal data of any user of the Site or use another user’s personal information without permission,

  2. Use the Site to solicit or attempt to solicit clients, prospective clients, or referral sources of the Company, or to promote competing products or services,

  3. Distribute any part or parts of the Site in a manner inconsistent with these Terms of Service,

  4. Use the Site for any unlawful purpose or for the promotion of illegal activities,

  5. Harass, abuse or harm another person or group,

  6. Provide false or inaccurate information to the Company through the Site or otherwise, or

  7. Interfere or attempt to interfere with the proper functioning of this Site.

USER SUBMISSIONS/LICENSE GRANT

We grant you permission to use and access this Site, subject to the following express conditions. Any communication or material you transmit to this Site by electronic mail, in a comment section or contact form, or otherwise, including any questions, comments, suggestions, or the like, is and will be treated as non-confidential and non-proprietary and may be used by the Company, its vendors, its corporate partners and their affiliates or related entities, for any purpose, including but not limited to reproduction, disclosure, transmission, publication, broadcast, and posting. The Company, its vendors, corporate partners, and their affiliates and related entities are free to use any ideas, concepts, know-how, or techniques contained in any communication you send to this Site for any purpose consistent with the Company's business, including developing, improving, and marketing its services.

INTELLECTUAL PROPERTY

Unless otherwise noted, the trademarks, logos, and service marks used on this Site are owned by the Company or by third parties that have licensed their use to the Company. You may view and download these marks for informational purposes, only as permitted by applicable copyright laws, and must retain intact all copyright and other proprietary notices. Other use of these marks, except as specifically permitted in these Terms or the Site or a writing signed by the Company, is strictly prohibited. By using this Site, you agree that you will not exploit, reverse engineer, copy, download, change, modify, publish, transmit, or in any way use the protected data contained on this Site in a prohibited manner.  To gain authorization to utilize our material please contact us. 

EMAIL MAY NOT BE USED TO PROVIDE LEGAL NOTICE

Communications made through the Site’s email and messaging system will not constitute legal notice to the Site, the Company, or any of its officers, employees, agents or representatives in any situation where legal notice is required by contract or any law or regulation.

USER CONSENT TO RECEIVE COMMUNICATIONS IN ELECTRONIC FORM

You agree to receive email or other electronic communications from us including but not limited to newsletters, advertising, promotions, and other announcements and correspondence, if you provide your email address to us. If you purchase products that are sent via email, you agree that all electronically-sent products and other communications that we provide satisfy any legal requirement that such communications be in writing. We accept no responsibility for the accurate receipt of any such emails and you are responsible for ensuring that your email address is not blocked or faulty in any way. If you unsubscribe from receiving our emails, you acknowledge and understand that you may no longer receive information or updates regarding this Site, the Services or, special offers, particularly related to any updates to Services or products you have purchased.

WARRANTY DISCLAIMER

The Company makes no warranties or representations whatsoever concerning this Site or any linked site or its content, including the availability of any site or the information and materials on it or the accuracy, completeness, or timeliness of that information and materials. The Company also does not warrant or represent that your access to or use of the Site will be uninterrupted or free of errors or omissions, that defects will be corrected, or that the Site is free of computer viruses or other harmful components. You assume full responsibility and risk of loss resulting from your downloading and/or use of files, information, content or other material obtained from the Site. 

Without limiting the foregoing, EVERYTHING ON THIS SITE AND/OR ITS BLOG IS PROVIDED TO YOU "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT.Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties. 

The information contained in the Site is intended to supply general information to the public. It is not intended to constitute legal, financial, tax, or other advice of any kind on any subject matter. The information provided on the Site is general and does not constitute a legal opinion on any specific facts or circumstances. The Company attempts to ensure the accuracy of the information as it is posted, but cannot guarantee that all of the information is accurate. The Company disclaims responsibility for the content of any other site accessed through links on this Site.

LIMITATION ON LIABILITY

UNDER NO CIRCUMSTANCES WILL THE COMPANY, ITS VENDORS, ITS CORPORATE PARTNERS, THEIR AFFILIATES AND RELATED ENTITIES, AND THEIR RESPECTIVE DIRECTORS, OFFICERS, MEMBERS, EMPLOYEES, AND AGENTS BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, WHETHER IN CONTRACT OR IN TORT, INCLUDING NEGLIGENCE, ARISING IN ANY WAY OUT OF ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SITE OR ANY LINKED SITE OR ITS CONTENTS, INCLUDING BUT NOT LIMITED TO LOST PROFITS, BUSINESS INTERRUPTION, OR LOSS OF PROGRAMS OR OTHER DATA ON COMPUTER SYSTEMS OR OTHERWISE, EVEN IF THE COMPANY IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. 

LINKED THIRD PARTY SITES

Links to other Internet sites operated by third parties do not constitute sponsorship, endorsement, or approval by the Company of the content, policies, or practices of such linked sites. Linked sites are not operated, controlled, or maintained by the Company, and the Company is not responsible for the availability, content, policies, or practices of linked sites. Links to other sites are provided for your convenience only, and you access them at your own risk. We will not be liable for any damages or loss arising in any way out of or in connection with or incidental to any information or third party service provided by any third party.

SECURITY

Although we try to prevent the introduction of viruses or other malicious code to our Site, we do not guarantee or warrant that our Site, or any data available through the Site, does not contain malicious code. You are responsible for ensuring that the process you employ for accessing this Site does not expose your computer system to the risk of interference or damage from malicious code or virus. Similarly, you acknowledge the risk of unauthorized access to (or alteration of) your transmissions or data or of the information contained on your computer system or on this Site. We do not accept responsibility or liability of any nature for any losses you may sustain as a result of such unauthorized access or alteration. All information transmitted to or from you is transmitted at your own risk, and you assume all responsibility and risks arising in relation to your use of this website and the Internet. Your use of our Site and content is voluntary.  

INDEMNITY

You agree to defend, indemnify, and hold harmless the Company, its vendors, its corporate partners, their affiliates and related entities, and their respective directors, officers, employees, and agents from and against all claims, losses, damages, liabilities, and costs (including but not limited to reasonable attorneys' fees and court costs), arising out of or relating to your breach of these Terms or your access to, use of, or inability to use this Site or the Services. The foregoing indemnification obligation will survive termination of these Terms and the Site and any product or service provided to you arising out of or relating to your use of the Site. 

GENERAL TERMS

These Terms of Service constitute the entire agreement of the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter. Any failure on our part to enforce any provision of this agreement will not be considered a waiver of our right to enforce such provision. If any provision of these Terms is unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from the Terms and will not affect the validity and enforceability of any other provisions of the Terms. The Company will not be liable for any nonperformance or delay in performance caused by any act or condition beyond its reasonable control. 

Our rights under this agreement survive any transfer or termination of this agreement. You agree that any cause of action related to or arising out of your relationship with the Company must be brought within one year after the cause of action accrues, or such cause of action will be permanently barred. 

The Terms will be governed by and construed in accordance with the federal laws of the United States of America and the laws of the State of Texas, without regard to conflicts or choice of laws principles. We may assign or delegate these Terms of Service and/or our Privacy Statement, in whole or in part, to any person or entity at any time with or without your consent. In any matter connected with the Site or these Terms, the parties hereto consent exclusively to personal jurisdiction in the United States District Court for the Northern District of Texas, or if that court lacks subject matter jurisdiction, in the Civil District Court for Dallas County, Texas.

Updated May 22, 2026